Save Money The Smart Way

Save Money The Smart Way - Namrata Bangalore based Indian fashion Blogger

Hey there! Has it ever happened to you that you that you have planned something big and it seems far-fetched as you were not able to save money for your big plans?

For sure, we cannot avoid some uncalled situation or emergencies. But we can actually save a lot by paying a little attention and avoiding unnecessary expenses. In this post, I will be sharing few tips I have started following myself recently.

Want vs Need

Online shopping has definitely made out lives easier. But, sometimes we shop on the spur of the moment. Maybe, just to kill boredom and later regret buying stuff that we really don’t need.

To avoid such a situation delete all shopping apps from your phone and unsubscribe from their mails too!

Trust me when you need them you can either download those apps or visit their sites. If you are in a real hurry you can visit the shop directly and buy them.

Carry Cash

When you go out to dine, buy groceries, or just to buy sundry stuff, try to use cold hard cash instead of a debit or credit card.

When you use cash, you have an emotional attachment to the physical material paper. You see it slipping away from your hands and it makes a world of difference!

Save!

A wise person once said – A penny saved is a penny earned. It couldn’t be stated more clearly!

Opt for Recuring deposit right on the 1st day of the month. Set it up so that 7-10% of your earnings go directly to that account before being available for you to spend.

Limit the Parlour Bills

Try to use home remedies or buy facial kits and use it yourself instead of going to a beauty salon. I do facial, pedicure and manicure by myself.

If you really cannot avoid beauty salon, look for deals. Use the Nearbuy app to find deals for beauty and hair care in your neighbourhood.  Don’t fall into beauty salon upselling.

Don’t fall into a beauty salon’s upselling tricks. You pay for what you want to buy not what they are willing to sell you!

Cut down on eating out

Learn how to cook – it’s really not that hard. There are numerous Youtube videos to help and you can start with simple recipes like just rice and dal!

Not only is it good for your purse but also for your overall health. Since I have made a point to eat most of my meals at home, I have seen a marked improvement in my waistline and even skin.

Conclusion

I am sure, I am not alone in this journey. Each one of you has his/her own way of saving their hard earned money. Let me know your preferred way.

What is your favourite way of saving for a rainy day?

     

     

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    Namrata

    Namrata

    I am a fashion, lifestyle and beauty enthusiast based in Bangalore, India. Through this blog, I share my take on fashion that is easy, would look good on anyone and chic – of course, without burning a hole in your pockets.
    Namrata

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    Contact myclosetdiarybynam@gmail.com

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